Purchase Loans - FCSM REAL ESTATE LOANS

Conventional Purchase Loans offer a reliable financing option for homebuyers seeking to purchase a home without government backing. These loans typically offer competitive terms and flexible options.

Who the Loans Are For:

These loans are suitable for a wide range of borrowers, including repeat homebuyers and those with strong credit histories looking to finance a primary residence.

Key Features of the Loan Program:

Down payment options as low as 3%
Fixed-rate and adjustable-rate mortgage options
No mortgage insurance with 20% down
Quick processing and closing times

Underwriting Guidelines:

Minimum credit score of 620 recommended
Debt-to-income ratio typically below 43%
Proof of income and assets required
Employment verification needed

Take the first step towards your dream home today!