DSCR Loans - FCSM REAL ESTATE LOANS

Debt Service Coverage Ratio (DSCR) Loans are designed for real estate investors who want to finance income-producing properties qualifying with the income of the property. This program focuses on the cash flow generated by the property rather than borrower income.

Who the Loans Are For:

Ideal for real estate investors looking to purchase rental properties or commercial real estate without traditional income verification.

Key Features of the Loan Program:

Financing based on property cash flow
Flexible loan amounts and terms
No income documentation required
Quick approval process

Underwriting Guidelines:

Minimum credit score typically around 650
Must provide property cash flow analysis
Debt service coverage ratio must meet lender requirements
Sufficient reserves preferred

Invest in your future with DSCR Loans today!